The day has come! We sent the last payment to this car note! Paying off this car by end of summer was my STRETCH goal and thanks to my new part time job and August’s extra paychecks, it was possible!!!
Our first payment was due May 14th of THIS year and I’m so proud we were able to pay off the car in less than 4 months from that date! 🙌🏻 I can’t believe this car is 100% ours and we’re able to keep it as long as we can!
You can’t save your way to retirement — it’s nearly impossible. It’s important to invest and make your money work for you. And the sooner you get started, the better.✨Link in bio for how to save for retirement when you don’t have a 401k
4,0214512 September, 2019
Do these 5 things in order to retire early! It doesn't matter if you are over 30, you still have time to achieve everything!🔥
Start taking ACTIONS!🙌🏻
Comment Your Thoughts Below!👇🏻
2,9951596 October, 2019
Being able to retire by 30 is something most people can only dream of. 💸
But in 2019 and going forward, it’s more doable than ever.
Everyday, there’s THOUSANDS of new millionaires.. Only in the US! 😨
And you could be next! There’s no one stopping you but you.
So many people say they want to retire by 30, but they aren’t willing to make the sacrifices to actually do it.
What do you think about this? Share your thoughts in the comments! 👇
GET. 👏🏽 STARTED. 👏🏽 NOW! 👏🏽
I’m not a huge fan of the motivational stuff out there as I feel like it can be empty without any practical stuff but I realized some of y’all need a serious wake up call and I care too much to let you sit and do nothing!
Investing gets easier but it does take YOUR attention to really sit down and get started. It’s easier to push it back and not even think about it.
Almost everyone I work with says the same thing; I WISH I WOULD HAVE STARTED SOONER! 🤣 And I’m not trying to push the FOMO but maybe a little?
START THIS WEEKEND. You’ll thank yourself later and when you show your friends, they’ll thank you as well.
Here is Another Money Mistake Millennials Avoid 👉🏽Ignoring the Financial Consequences of an Expensive Wedding
Sure, it may very well be one of the most important days of anyone's life, but it's also critical to make sure that you are not saying "I do" to unnecessary financial distress.
Anything with the word "wedding" in front of it is expensive, whether it's cakes, flowers, photographers, coordinators, destinations or venues. Between parents, friends and social media, many millennials feel pressure to deliver on their big day, but there can be a very real and impactful financial trade-off between cake and punch and buffet and open bar. Think beyond Day 1. Days 2 and forward of a marriage are important, too!
Let’s say you have a situation where you do something for someone, and you’re happy to do it because you’re going to get something back.
Let’s say that’s your job - you’re happy to go to work because your boss pays you to do a job.
What about a service you pay for - you’re happy to pay for it because you get provided with the service you require.
When that relationship starts to be abused by one of the parties is when it is game over for that relationship.
What about the fee (interest) you pay your bank to provide you with a loan. You get a loan and can buy a house (you’re happy) - the bank adds a new loan to their books and earn interest from you (they’re happy). But what about the situation where the interest rates are dropping to historic lows and the banks aren’t passing these reductions to you in full? How does that make you feel about your relationship with the bank?
The picture is from a client who I chatted with, and when I found out the interest rate he was being charged, I told him to call the bank to say he was looking around - the result - the bank reduced their rate over the phone and he saves $4283 interest a year.
Want to know what’s worse? Most clients I talk to have interest rates at low to mid 4’s when rates at low to mid 3’s are in the market.
The big 4 banks made nearly 30BILLION DOLLARS last year - I think they’ll go alright if you question the value of your relationship with them and save a few bucks along the way!
If your interest rate doesn’t start with a 3, give your bank a call and tell em Jace sent ya!!!
612 hours ago
Did you know that the average career break for women is 6 years. For a 30 year old on an annual salary of $50,000 pa, a 6 year career break costs $77,000 in lost super accumulation at retirement. Tomorrow night I’ll be talking about the gender gap and how to financially empower yourself into your future. 👉🏼Link in bio 💥
2632 hours ago
Did you know that at Ocean Gardens we offer a 24/7 care and emergency response service to residents? Our Care Support Services staff are onsite 24 hours a day which means they're there for you anytime you need them, providing peace of mind for you and your loved ones. Visit our website for more information or call 9285 3050.
📚💵👨💼 Service-Driven, Results-Oriented Professional providing Accounting and Taxation Services 👨💼💵📚 Good day,
My name is Matthew Masters and I am an aspiring CPA who has a passion for helping individuals and businesses succeed with their accounting and financial goals.
Instead of dealing with a big accounting firm or partner who does not have the dedicated one-on-one time, spend your time wisely with someone who truly wants to help. I strive to make sure every client feels comfortable and is informed each step of the way. An open and honest relationship is something every individual should have with their accountant.
I offer a free 15-minute consultation where we will meet (I will come to you!) and I will listen to what questions and concerns that are present. After I explain how I can help and an understanding is met, we can continue formally with any of the following services: • Individual/Sole Proprietor Tax Return Filing
• Corporate Tax Return Filing
• GST/HST Filing
• GST/HST Reviews
• CRA Audit Assistance
• Cost Accounting (Budgets, Comparisons, Cost Reports)
• Retirement Planning (CPP vs. RRSP, OAS, etc.)
• Northern Tax Issues (Northern Resident Deduction)
• Bookkeeping Services
All of the above services are offered in the following Yukon communities: • Whitehorse
• Watson Lake
• Haines Junction
• Beaver Creek
• Burwash Landing
• Ross River
• Pelly Crossing
• Stewart Crossing
• Keno City
• Dawson City
There's no one insurer that is strong in every solution in financial planning. That is why having someone who represents multiple insurers can mitigate this problem.
Sometimes we think all the plans are about the same and the differences are minute. For certain plans this might be true. However, for other plans this is far from what is assumed. .
Don't shortchange yourself. Give yourself a chance to find out more!
313 hours ago
Do you have a business plan? Most successful entrepreneurs do... so why not have a personal financial plan that can help you and your loved ones reach for and achieve their goals and dreams. Nothing is insurmountable when you put it in writing.
Work with one of our financial advisors to create your financial plan or business succession plan today!
consistently delaying something important in your life because you’re overthinking how to make it “perfect?” 🤚🏼( #itme ) I didn’t realize how PERFECT “done” ✅ feels until I started calling myself to the mat.
Life doesn’t wait for perfect; get it done and tweak it to perfection later. 😘
925 hours ago
Another Client (Continuing) Education evening, always with #snacks . If you can’t explain your financial products and employed financial strategies out loud, “you in danger” friend.
First video is officially ready for you. ⠀
Please go check it out and let us know how you’re feeling. ⠀
Subscribe while you’re there so you don’t miss out on what we’re talking about next! ⠀
It’ll be a good one!⠀
Link in bio. ⠀
115 hours ago
Worried that you won't get a "raise" in retirement due to the lack of Cost of Living Adjustments?
Unfortunately, hope or wishing won't bring this benefit back or give us any more retirement income. 🚨Check out our first responders' and public employees' retirement webinar to see a few ways that you can create your own Cost of Living Adjustments and give yourself a raise in retirement.
View the webinar HERE ➡️ ➡️http://bit.ly/Retirement-Webinar-Thin-Line-Financial-Group
Inflation is a scary thought, but this is not the case when you are investing in property. As the price level increases, so does the rental income you get from your property and your investment’s value.
It's no secret that the pension is dying in America. 😵
It is also important to understand that the 401K shifts all of the investment risk over to the employee who is trying to accumulate as much wealth as possible for retirement. 😒
Aside from the vast risk associated with a 401K, do you know just how much a 2-3% annual fee on your 401K will erode your retirement nest egg over the course of your life? 🤷♂️ 👉👉Contact us to learn more and get access to our webinar, Creating Your Own Pension.
Short Read ➡️ ➡️https://finance.yahoo.com/news/pensions-ge-401-k-retirement-decline-161154581.html
Hello There! Did you know we offer a referral program at Igneski Financial?
We take great pride in the service we provide to our clients, and work hard to ensure each customer experience exceeds expectation. At Igneski Financial, our clients are our most important asset, and like all businesses, we continually work to grow our business. Your referral of our business is very important to us, and offers you a $50 Gift Certificate to a local restaurant when a successful application is completed. We hope that you will refer us to your family, friends, neighbors and co-workers!
I can’t tell you all how great it feels to be back to morning workouts. I’m on week three and doing great keeping my commitment to myself! Are you??? What’s your best time of day to get your workout in???
When you control your spending, you win!" 🏆
You work hard for your money right? Wouldn't you want to save an extra $250 a month without having to work overtime at a job? Truth is, everyone can find a few bucks to save if they just took a step back and really control their spending. And I'm not talking the big ticket items, because saving on a small scale is really what adds up
⭐️Saving $250 / Month is $3,000 a year
⭐️Add $3,000 into a S&P 500 Index Fund, every year for 5 years and expect a total
account value of $22,668. (7% annual return)
Looks like that lunch money and cable money can set you up for a down payment on a house!
Money Mindset is everything. Start Small. Win BIG! #shannoncanhelp .
Since ditching my career, I've carefully designed 2 ways that I enjoy helping others get their plans for freedom locked in that allow me to be incredibly effective, and on my terms.
Spend a few mins with me in the video below and I'll actually *show* you with a quick tour...