I offer neither pay, nor quarters, nor food; I offer only hunger, thirst, forced marches, battles and death. Let him who loves his country with his heart, and not merely with his lips, follow me. --- Giuseppe Garibaldi
Who else is excited for Taco 🌮 Tuesday? Oh and btw, if you need help writing those Mexican restaurants or taco trucks, we have several markets to help you write the business! We can help from the BOP to the commercial auto to the comp and the whole enchilada (Or taco 😆)
Call us today 800-403-3738
It is something your business does not want to experience and this is the reason why:
Underinsurance is when you don't have enough insurance to cover all the costs of rebuilding your home.
You are considered to be underinsured if your insurance covers less than 90% of the rebuilding costs.
You could be underinsured because:
It’s hard to estimate what it costs to rebuild a property your policy is old and you haven't updated the level of cover needed.
The value of your property has increased after you've renovated.
You can also be underinsured if you don't have enough contents insurance to replace your things.
𝗥𝗲𝘀𝘁𝗮𝘂𝗿𝗮𝗻𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 | 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀
As a restaurateur, you know there are many ingredients needed to run a successful business. And restaurant ownership is challenging enough, without having to worry about food spoilage caused by equipment breakdown, fire damage, and employee or customer injuries onsite.
Restaurant insurance helps protect you from the risks you face as a restaurant owner so you can put your focus where it belongs: your food, your customers, and providing a great experience.
Adequate restaurant insurance can help reduce exposing your restaurant to the unneeded risk and ensures your restaurant is ready to do business with all-in-one property insurance, liability insurance, worker's comp, vehicle insurance, and business interruption insurance.
Let's talk restaurant insurance and property damage.
Having property damage insurance would allow you coverage for damage to your building, inventory, or equipment. Most policies would offer you a replacement cost coverage to these items so you would be able to repair or replace these items for today’s cost.
1 day post @cheneybrothers Food Show and we are already craving @acentolatinofood croquetas! If you didn’t get to taste them at our booth, contact your CBI sales consultant and enjoy the deliciousness.
Teresa has markets for all types of auto-related risks such as auto repair shops, paint/body shops, dealerships, and more! Risks with prior claims can be entertained.
Food/Beverage Related Risks:
Teresa's hot products include a variety of food and/or drink risks, such as restaurants, supermarkets, grocery and liquor stores, frozen food manufacturing, and coffee shops.
Vacant Building & Land:
Teresa is our expert on Vacant Building & Land risks. Contact her when you have clients renovating their homes, restaurants, offices, or any other vacant buildings or piece of land.
Visit our website for applications (Follow the link in our bio). Get a Quote Today!
Contact our Commercial & Garage underwriter, Teresa Cochran at Teresa@cidinsurance.com or (619) 593-2085.
If your business does not have the correct cover, you could be up for some serious problems & financial costs!
So what cover do you need?
Public Liability Cover.
This will insure your business against claims of injury or damage sustained by members of the public – including customers, clients, delivery people or just passers-by – incurred as a result of your business' activity or products your business provides.
Restaurant owners face a multitude of risks that are specific to your industry.
At John Francis, we recognize those risks and offer plans tailored to your establishment.
Coverages such as general liability, property, business interruption, liquor liability, workers compensation and more.
We offer comprehensive plans at competitive rates. Contact us today for more information. #restaurantinsurance#taverninsurance#liquorliability#groupbenefits
Looking for a competitive A rated admitted market to keep “on tap” for all your restaurants, bars & taverns? .
The search...is over. .
Chenango Brokers has several A rated admitted carriers to help you write more of this class of business. And do it in a way that will beat your competition. .
Call us today for more info! 800-403-3738
CRAFDE is a low-cost umbrella liability policy that provides up to $100 million in limits for Fine Dining, Fast Food, Casual, and Family Restaurants.
Who We Protect:
• Broad Range of Restaurants — Fine Dining (white table cloth, steak, seafood, higher priced meals); Family / Casual (buffet, ethnic cuisine, cafeteria); Fast Food (sandwich and salad shops, carry outs, franchises, pizza)
• No shared limits (aggregate per location)
• Competitive product offering
• Personal excess liability available for principals (min. underlined $5 million)
• Follow form auto liability, abuse, assault, liquor liability
• Liquor sales above 30% can be reviewed
• Catering above 25% on / off premises can be reviewed
• Limited delivery according to establishment
• Admitted “A” rated carrier
Visit our New Website to learn more: https://www.sterlingriskprograms.com/crafde/
Want to throw away the note pad and pen at meetings?
Are you tired of endless filing?
We are in 2019 people so let’s embrace technology, become more environmentally friendly & embrace automation!
1. Get in the CLOUD & start saving your docs! A great option is DROPBOX which can be shared by your team!
2. Bring your laptop or iPad to a meeting, no paper please!
3. Online banking and payments.
4. Docu Sign - gone are the days of signing with ink, get with the times and invest in a great app!
5. Paperless proof of receipts! Emailing a receipt, taking a photo ( and throwing away the paper one ) or saving it in the cloud is so much better than carrying around all those annoying bits of paper!
Great but don’t forget to make sure your INSURANCE cover is up to date with all this fab new technology!