Accidents happen, but will you be covered when they do? Umbrella insurance from Chase Insurance Group can protect you in the event of a mishap that exceeds the liability limits of your home or auto insurance policy. If you have assets you want to protect, you need an umbrella insurance policy!
Today kicks off Fire Prevention Week and this year's theme is “Not Every Hero Wears a Cape. Plan and Practice Your Escape!” This campaign recognizes the everyday people who motivate their households to develop and practice a home fire escape plan; these seemingly basic behaviors can have a life-saving impact. Do you have a plan of escape in the event of a fire? A meeting place away from your home? If not then it's time to plan and practice your escape!
Long-term care insurance is an insurance product, that helps pay for the costs associated with long-term care. Long-term care is a variety of services which help meet both the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods. This insurance covers care generally not covered by health insurance, Medicare, or Medicaid.
October is Financial Planning Month, which serves as a useful, annual checkpoint to make sure you are on track to meet your long-term financial goals. Whether it's planning for that new home, a baby, college or retirement, let us help you get and stay on track!
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The sole purpose of the Umbrella is to offer Excess Liability limits following the exhaustion of the underlying Homeowners, Landlords & Auto Insurance policy limits.
In order to qualify for an Umbrella Insurance Policy, there is always a requirement of minimum underlying liability limits from which the Umbrella will begin to offer Excess coverage.
Umbrellas are very inexpensive and most often offer from $1 Million to $5 Million limits in one million increments.
What is umbrella insurance? Imagine someone visits your home and ends up slipping on your kitchen floor. Expensive medical bills and not being able to work for a few months can lead to the possibility of you having to cover the costs.