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medicalinsurance - 13.2k posts

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  • If something doesn’t seem right it is WELL WORTH the time and hassle to call your insurance and the provider to make sure you aren’t being over charged.
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In this case I received a bill for some of the fertility testing we had started, even though we had been assured the testing would be covered by insurance. 😐 $495 was a shock but I was sure they had told us it would be covered.
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For a brief moment I almost paid it, but then I remembered @savemycents talking about all the medical bills she has had to challenge so I gave it a try - and sure enough, someone had coded the original service incorrectly. They assured me they will fix this issue and I will get a statement reflecting that I owe $0. 🙌🏻🎉
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Talk about return on time invested!!
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Pay attention to your medical procedures and the bills you receive, it’s very possible that catching a mistake could save you hundreds!
  • If something doesn’t seem right it is WELL WORTH the time and hassle to call your insurance and the provider to make sure you aren’t being over charged.
    .
    In this case I received a bill for some of the fertility testing we had started, even though we had been assured the testing would be covered by insurance. 😐 $495 was a shock but I was sure they had told us it would be covered.
    .
    For a brief moment I almost paid it, but then I remembered @savemycents talking about all the medical bills she has had to challenge so I gave it a try - and sure enough, someone had coded the original service incorrectly. They assured me they will fix this issue and I will get a statement reflecting that I owe $0. 🙌🏻🎉
    .
    Talk about return on time invested!!
    .
    Pay attention to your medical procedures and the bills you receive, it’s very possible that catching a mistake could save you hundreds!
  • 1,653 158 12 September, 2019
  • say you are one of three MS specialists in LA invited to meet with directors of the biggest insurance companies. what would you say to them? anything you’d make sure to advocate for?
  • say you are one of three MS specialists in LA invited to meet with directors of the biggest insurance companies. what would you say to them? anything you’d make sure to advocate for?
  • 146 39 21 August, 2019
  • “I’m a diabetic here for a routine eye exam.”⁣
⁣
Unfortunately those are two unique types of eye exams and they are billed very differently (medical vs. vision insurance). ⁣
⁣
🛑 A MEDICAL eye exam: ⁣
The eye is one of few places where an examiner can observe in real time intact blood vessels. This window allows a well trained Optometrist or Ophthalmologist to observe changes in the eye related to high blood pressure, stroke, diabetes, cancer, etc. The inside of the eye has the potential to develop conditions like glaucoma, macular degeneration, and cataracts: all of which can lead to some level of vision impairment.  These conditions are just some of the more common conditions evaluated during a comprehensive medical eye exam. ⁣
⁣
With a medical exam, the doctor will coordinate care with other doctors regarding the health of the eye. For example, a diabetic eye examination letter will be sent to the primary care physician and endocrinologist. ⁣
⁣
🛑 A ROUTINE eye exam is more of a classic exam to determine a prescription for glasses. During the exam there is an overall evaluation of the eye to make sure there’s no medical issues arising. ⁣
⁣
⁉️The question regarding correct billing comes up everyday at our offices. Medical eye exams are not allowed to be billed to vision insurance (in most cases). As doctors we are legally bound to follow healthcare guidelines regarding billing insurance. ⁣
⁣
As we are all taught in school the chief complaint drives the reason for the visit and if it is a medical complaint it must be billed medically.⁣
⁣
✅As a patient the best thing to do is talk with the office prior to your examination and provide them with all of your insurance information (both vision and medical). ⁣
⁣
✅As a provider and providers office it is important to educate the patient on the exam that is being completed. ⁣
⁣
❓As a practitioner how do you handle this in your office? As a patient what questions do you have?
  • “I’m a diabetic here for a routine eye exam.”⁣

    Unfortunately those are two unique types of eye exams and they are billed very differently (medical vs. vision insurance). ⁣

    🛑 A MEDICAL eye exam: ⁣
    The eye is one of few places where an examiner can observe in real time intact blood vessels. This window allows a well trained Optometrist or Ophthalmologist to observe changes in the eye related to high blood pressure, stroke, diabetes, cancer, etc. The inside of the eye has the potential to develop conditions like glaucoma, macular degeneration, and cataracts: all of which can lead to some level of vision impairment. These conditions are just some of the more common conditions evaluated during a comprehensive medical eye exam. ⁣

    With a medical exam, the doctor will coordinate care with other doctors regarding the health of the eye. For example, a diabetic eye examination letter will be sent to the primary care physician and endocrinologist. ⁣

    🛑 A ROUTINE eye exam is more of a classic exam to determine a prescription for glasses. During the exam there is an overall evaluation of the eye to make sure there’s no medical issues arising. ⁣

    ⁉️The question regarding correct billing comes up everyday at our offices. Medical eye exams are not allowed to be billed to vision insurance (in most cases). As doctors we are legally bound to follow healthcare guidelines regarding billing insurance. ⁣

    As we are all taught in school the chief complaint drives the reason for the visit and if it is a medical complaint it must be billed medically.⁣

    ✅As a patient the best thing to do is talk with the office prior to your examination and provide them with all of your insurance information (both vision and medical). ⁣

    ✅As a provider and providers office it is important to educate the patient on the exam that is being completed. ⁣

    ❓As a practitioner how do you handle this in your office? As a patient what questions do you have?
  • 197 39 3 October, 2019
  • We rented a house on a lake for family reunion and look what’s here! #medicalinsurance
  • We rented a house on a lake for family reunion and look what’s here! #medicalinsurance
  • 1,890 28 2 August, 2019

Latest Instagram Posts

  • You don't want your family to deal with financial liabilities during a crisis at any stage of life. All this can be taken care of, if you happen to buy the right insurance policy.

We will explore what your immediate insurance needs are and what you are envisioning for future goals, so we can offer the best options that will allow you to DREAM BIG!

#buyright #chillkaro
  • You don't want your family to deal with financial liabilities during a crisis at any stage of life. All this can be taken care of, if you happen to buy the right insurance policy.

    We will explore what your immediate insurance needs are and what you are envisioning for future goals, so we can offer the best options that will allow you to DREAM BIG!

    #buyright #chillkaro
  • 6 1 3 hours ago
  • Our highly trained professionals are dedicated to fulfilling your specific needs. Get the best insurance solutions with Conner Insurance Group.
  • Our highly trained professionals are dedicated to fulfilling your specific needs. Get the best insurance solutions with Conner Insurance Group.
  • 6 1 17 hours ago
  • As you gear up for Diwali vacations🗺, is your Travel insurance in place? 🏔 .
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Check how Travel Insurance can be your peaceful Travel companion 🛄

#ArthaBodhi #Yourmantraforwealth
  • As you gear up for Diwali vacations🗺, is your Travel insurance in place? 🏔 .
    .
    .
    Check how Travel Insurance can be your peaceful Travel companion 🛄

    #ArthaBodhi #Yourmantraforwealth
  • 7 1 21 hours ago
  • Very important information please read full post!!
Mortgage insurance is underwritten after you make a claim. ... BENEFIT – Mortgage insurance pays directly to your mortgage lender or bank. 
Term life insurance is owned by you, this means you have total control over your coverage. You choose how the benefit is paid, and your beneficiary can choose how to use the benefit.

Here’s the pros and cons of having mortgage insurance from the Bank and Term Insurance from the insurance company .

For quick quotation please call me at 416-624-9798 or  send me email at lakhveerdhatt93@gmail.com

#CriticalIllness #supervisainsurance #lifeinsurance #healthinsurance #visitorinsurance #mortgageinsurance #criticalinsurance #medicalinsurance
  • Very important information please read full post!!
    Mortgage insurance is underwritten after you make a claim. ... BENEFIT – Mortgage insurance pays directly to your mortgage lender or bank.
    Term life insurance is owned by you, this means you have total control over your coverage. You choose how the benefit is paid, and your beneficiary can choose how to use the benefit.

    Here’s the pros and cons of having mortgage insurance from the Bank and Term Insurance from the insurance company .

    For quick quotation please call me at 416-624-9798 or send me email at lakhveerdhatt93@gmail.com

    #CriticalIllness #supervisainsurance #lifeinsurance #healthinsurance #visitorinsurance #mortgageinsurance #criticalinsurance #medicalinsurance
  • 14 0 21 hours ago
  • Whether your family is a dog family, a cat family, a bird family, or an "all the animals we can fit in the house" family, your pets should also have insurance coverage! The right pet insurance can save you tons of money in veterinary costs! Give me a call today so we can make sure the WHOLE family is covered!
  • Whether your family is a dog family, a cat family, a bird family, or an "all the animals we can fit in the house" family, your pets should also have insurance coverage! The right pet insurance can save you tons of money in veterinary costs! Give me a call today so we can make sure the WHOLE family is covered!
  • 3 1 18 October, 2019
  • Identity theft is frustrating, but restoring your finances shouldn’t have to be. Get back to being yourself with Identity Theft Coverage from Conner Insurance Group, LLC.
  • Identity theft is frustrating, but restoring your finances shouldn’t have to be. Get back to being yourself with Identity Theft Coverage from Conner Insurance Group, LLC.
  • 3 1 17 October, 2019
  • Throwback to one of the cars we used to have at head office. I think we need to bring these back 🚙 #throwbackthursday
  • Throwback to one of the cars we used to have at head office. I think we need to bring these back 🚙 #throwbackthursday
  • 14 2 17 October, 2019
  • Batteries and repair service for your Hearing Aids, we accept Medi-Cal, Health Net & financing with CareCredit. Call for details at (323) 588-0742
  • Batteries and repair service for your Hearing Aids, we accept Medi-Cal, Health Net & financing with CareCredit. Call for details at (323) 588-0742
  • 10 1 17 October, 2019
  • If you are 65 and older, or have a loved one who is, now is the time for Medicare Open Enrollment. There are Medicare Advantage Plans and Medicare Supplements that offer better and more affordable coverage than Medicare alone. Our clients are saving money and getting excellent health care options. Put us to work for you, finding the best coverage at the best cost. 
Give us a call today and schedule a free appointment to determine which options are right for you. Don’t wait, Open Enrollment is time sensitive, and won’t last forever. 
Call 740-992-9784 today!

#meigscounty #pomeroy #athensohio #medicare #openenrollment #options #insurance #medicalinsurance #Ohio #westvirginia
  • If you are 65 and older, or have a loved one who is, now is the time for Medicare Open Enrollment. There are Medicare Advantage Plans and Medicare Supplements that offer better and more affordable coverage than Medicare alone. Our clients are saving money and getting excellent health care options. Put us to work for you, finding the best coverage at the best cost.
    Give us a call today and schedule a free appointment to determine which options are right for you. Don’t wait, Open Enrollment is time sensitive, and won’t last forever.
    Call 740-992-9784 today!

    #meigscounty #pomeroy #athensohio #medicare #openenrollment #options #insurance #medicalinsurance #Ohio #westvirginia
  • 2 0 17 October, 2019
  • Medical insurance and women medical needs, are not things that work together. That is a problem.

This past winter I found out I needed to have ovarian and uterine surgery. One surgery was covered by my insurance, one wasn’t.

I couldn’t afford the surgeon/ USR surgery without  insurance. So it was originally planned that USR surgeon would talk my doctor through the surgery. Due to my doctor being specialized in endometriosis not USR.

However, my doctor decided that maybe it was best she only do the surgery she was specialized in. Which left me not being able to pay for one of my very expensive surgeries. (I fully respect her backing out though.) Unfortunately due to my heart abnormalities, it is best for me that I do the surgeries together. Which not only saves money, but has me going under anesthesia once.

Long story short we are almost to winter again and I haven’t had my surgeries. My endometriosis still flares up, and I am in chronic pain.

Periods are not fun and endometriosis makes it that much harder. However, there is one thing in my arsenal that I’m sure to pull out during my abnormal cycle.

And that’s my THINX underwear. 
Honestly I don’t see how everyone doesn’t own at least 7 pairs!!!! That is if you’re like me and dealing with chronic periods and wanting to function in society.

This underwear is leak proof and magical. It is the one thing good about my period. Not to forget Thinx are washable and reusable! Sustainable underwear that protects your jeans from period stains!

Who would of thought you could be on your period and actually feel protected.

PC: @seattlepmboudoir 
Underwear: @shethinx 
@thinxbtwn @speaxbythinx
Movement: @periodmovement
  • Medical insurance and women medical needs, are not things that work together. That is a problem.

    This past winter I found out I needed to have ovarian and uterine surgery. One surgery was covered by my insurance, one wasn’t.

    I couldn’t afford the surgeon/ USR surgery without insurance. So it was originally planned that USR surgeon would talk my doctor through the surgery. Due to my doctor being specialized in endometriosis not USR.

    However, my doctor decided that maybe it was best she only do the surgery she was specialized in. Which left me not being able to pay for one of my very expensive surgeries. (I fully respect her backing out though.) Unfortunately due to my heart abnormalities, it is best for me that I do the surgeries together. Which not only saves money, but has me going under anesthesia once.

    Long story short we are almost to winter again and I haven’t had my surgeries. My endometriosis still flares up, and I am in chronic pain.

    Periods are not fun and endometriosis makes it that much harder. However, there is one thing in my arsenal that I’m sure to pull out during my abnormal cycle.

    And that’s my THINX underwear.
    Honestly I don’t see how everyone doesn’t own at least 7 pairs!!!! That is if you’re like me and dealing with chronic periods and wanting to function in society.

    This underwear is leak proof and magical. It is the one thing good about my period. Not to forget Thinx are washable and reusable! Sustainable underwear that protects your jeans from period stains!

    Who would of thought you could be on your period and actually feel protected.

    PC: @seattlepmboudoir
    Underwear: @shethinx
    @thinxbtwn @speaxbythinx
    Movement: @periodmovement
  • 86 10 17 October, 2019
  • Good morning from AP coordinator center ☀️ 🌞💪💪 AP Companies is an international TPA, cost containment and assistance company, which was founded in 1997, initially in Spain and then with its 24 Hour Alarm Centres in 8 countries. AP Companies core activity is medical, travel assistance to business or leisure travellers, expatriates, seafarers and multinational organizations worldwide.
AP Companies is the leading correspondent in Europe for over 160 international medical, insurance and assistance companies. As a third party administrator of medical claims and assistance provider, AP is a designated partner for the Medical Insurance Industry. For the Maritime Industry AP Companies is a preferred medical provider servicing the biggest worldwide ship managers, cruise companies and P&I Clubs by providing them with the emergency medical support for their seafarers globally. #apcompanies #apcompaniesteam #medicalassistance #travelassistance #medicalinsurance #assistanceoftheyear #call_center #medicalevacuation #medicalrepatriation #maritimehealth #apcompanies_maritimeservices
  • Good morning from AP coordinator center ☀️ 🌞💪💪 AP Companies is an international TPA, cost containment and assistance company, which was founded in 1997, initially in Spain and then with its 24 Hour Alarm Centres in 8 countries. AP Companies core activity is medical, travel assistance to business or leisure travellers, expatriates, seafarers and multinational organizations worldwide.
    AP Companies is the leading correspondent in Europe for over 160 international medical, insurance and assistance companies. As a third party administrator of medical claims and assistance provider, AP is a designated partner for the Medical Insurance Industry. For the Maritime Industry AP Companies is a preferred medical provider servicing the biggest worldwide ship managers, cruise companies and P&I Clubs by providing them with the emergency medical support for their seafarers globally. #apcompanies #apcompaniesteam #medicalassistance #travelassistance #medicalinsurance #assistanceoftheyear #call_center #medicalevacuation #medicalrepatriation #maritimehealth #apcompanies_maritimeservices
  • 29 0 17 October, 2019
  • KISAH NYATA: 
Thanks ya Bu K (bukan Khaty Cai) sdh ijinkan sharing claim ini 🙏😘 .
Ad yg bilang: 
Sebenarny klaim asuransi kesehatan tuh yg bayar adl duit kita sendiri yg sdh kita bayarkan ke perusahaan Asuransi (premi). Benarkah??? .
Benar! Jika itu hanya penyakit ringan yg tdk butuh biaya besar. Tp kita tdk pernah tahu, penyakit ap yg akan kita derita di MASA DEPAN, bukan ?

Di bawah ini sy lampirkan perincian klaim klien Generali yg terkena Kanker.
💥Klien join Generali 31 Okt 2013 premi Rp. 3.500.000/bln dgn fasilitas ass kesehatan as charged kamar RS 1jt/mlm & usia masuk 51 th, pria. 😨😨Des 2016 divonis dokter trkena Kanker Usus.
💥31 des 2016 - 18 Jan 2017 ( 17 hari ) berobat ke RS Guangzhou China & dibyr Generali  Rp. 210.754.352
💥8 Feb - 9 Maret 2017 ( 29 hari ) opname lg di RS Guangzhou China dg pencairan klaim  Rp. 247.874.296 💥6 Apr - 4 Mei 2017 ( 27 hari ), opname lg di China & klaim cair Rp. 248.308.835
💥2 Nov 2017 - 5 Jan 2018 ( 64 hari ) opname di Jakarta krn kondisi sdh tdk mungkin utk bepergian. Generali membayar klaim Rp. 162.133.674.
💥20 Feb 2018 opname lg di Jkt.
💥Akhir Agustus 2018, klien meninggal & Generali mencairkan Uang Warisan sebesar Rp. 399.207.407
Hampir tiap bulan opname & mengeluarkan biaya RATUSAN JUTA.
💥Total pencairan klaim dari Generali = Rp. 1.279.930.746,51

Silahkan dihitung sendiri aja yaa brp premi yg sdh dibayarkan ke GENERALI. Gk ad 200jt...🙏
Artinya, premi yg dibyr klien ga ad seperempat biaya2 berobat tsb.
.
Asuransi ibarat Payung utk kita.
Jika kita TDK PERNAH klaim Kesehatan sd hari ini, Puji Tuhan..., krn itu berarti kita SEHAT & tidak perlu memakai payung tsb.
.
Tetapi jikapun kita sakit berat, maka sudah ada "Payung" yg membantu agar kita & kel tidak "basah kuyup". - Bijaklah berpikir
- Bijak berasuransi
- Kita tidak pernah tahu resiko hidup di depan.. & Tuhan memberikan hikmat thd kita, maka berjaga2lah.. 🙏
- Sehat itu mahal, apalagi sakiitt...
Semoga bermanfaat yaa 🙏😊 .
.
.
#realstory #sharingiscaring #medicalinsurance #healthinsurance #berobatgratis #rawatinapgratis #generaliindonesia #asuransigenerali #lifeinsurance #asuransiterpercaya #asuransipribadi
#generalialamsutera #komunitasdenganhati
  • KISAH NYATA:
    Thanks ya Bu K (bukan Khaty Cai) sdh ijinkan sharing claim ini 🙏😘 .
    Ad yg bilang:
    Sebenarny klaim asuransi kesehatan tuh yg bayar adl duit kita sendiri yg sdh kita bayarkan ke perusahaan Asuransi (premi). Benarkah??? .
    Benar! Jika itu hanya penyakit ringan yg tdk butuh biaya besar. Tp kita tdk pernah tahu, penyakit ap yg akan kita derita di MASA DEPAN, bukan ?

    Di bawah ini sy lampirkan perincian klaim klien Generali yg terkena Kanker.
    💥Klien join Generali 31 Okt 2013 premi Rp. 3.500.000/bln dgn fasilitas ass kesehatan as charged kamar RS 1jt/mlm & usia masuk 51 th, pria. 😨😨Des 2016 divonis dokter trkena Kanker Usus.
    💥31 des 2016 - 18 Jan 2017 ( 17 hari ) berobat ke RS Guangzhou China & dibyr Generali Rp. 210.754.352
    💥8 Feb - 9 Maret 2017 ( 29 hari ) opname lg di RS Guangzhou China dg pencairan klaim Rp. 247.874.296 💥6 Apr - 4 Mei 2017 ( 27 hari ), opname lg di China & klaim cair Rp. 248.308.835
    💥2 Nov 2017 - 5 Jan 2018 ( 64 hari ) opname di Jakarta krn kondisi sdh tdk mungkin utk bepergian. Generali membayar klaim Rp. 162.133.674.
    💥20 Feb 2018 opname lg di Jkt.
    💥Akhir Agustus 2018, klien meninggal & Generali mencairkan Uang Warisan sebesar Rp. 399.207.407
    Hampir tiap bulan opname & mengeluarkan biaya RATUSAN JUTA.
    💥Total pencairan klaim dari Generali = Rp. 1.279.930.746,51

    Silahkan dihitung sendiri aja yaa brp premi yg sdh dibayarkan ke GENERALI. Gk ad 200jt...🙏
    Artinya, premi yg dibyr klien ga ad seperempat biaya2 berobat tsb.
    .
    Asuransi ibarat Payung utk kita.
    Jika kita TDK PERNAH klaim Kesehatan sd hari ini, Puji Tuhan..., krn itu berarti kita SEHAT & tidak perlu memakai payung tsb.
    .
    Tetapi jikapun kita sakit berat, maka sudah ada "Payung" yg membantu agar kita & kel tidak "basah kuyup". - Bijaklah berpikir
    - Bijak berasuransi
    - Kita tidak pernah tahu resiko hidup di depan.. & Tuhan memberikan hikmat thd kita, maka berjaga2lah.. 🙏
    - Sehat itu mahal, apalagi sakiitt...
    Semoga bermanfaat yaa 🙏😊 .
    .
    .
    #realstory #sharingiscaring #medicalinsurance #healthinsurance #berobatgratis #rawatinapgratis #generaliindonesia #asuransigenerali #lifeinsurance #asuransiterpercaya #asuransipribadi
    #generalialamsutera #komunitasdenganhati
  • 151 1 16 October, 2019
  • NEWS & UPDATES
MEBAA UNVEILS NEW MEDICAL INSURANCE SCHEME FOR ITS MEMBERS WITHIN THE UAE. #mebaa #medicalinsurance MEBAA has entered into an Agreement with National General Insurance Company (NGI) UAE, to provide a uniquely designed Medical Insurance Scheme for its member companies operating within UAE. This association is strengthened by Surety Global & Allianz Partners, the B2B2C leader in assistance, international health & life, automotive and travel insurance solutions and is supported by a solid partnership with the leading healthcare third party administrator, NEXTCARE.
  • NEWS & UPDATES
    MEBAA UNVEILS NEW MEDICAL INSURANCE SCHEME FOR ITS MEMBERS WITHIN THE UAE. #mebaa #medicalinsurance MEBAA has entered into an Agreement with National General Insurance Company (NGI) UAE, to provide a uniquely designed Medical Insurance Scheme for its member companies operating within UAE. This association is strengthened by Surety Global & Allianz Partners, the B2B2C leader in assistance, international health & life, automotive and travel insurance solutions and is supported by a solid partnership with the leading healthcare third party administrator, NEXTCARE.
  • 2 0 16 October, 2019
  • Hockey families - do you have your insurance in place for those travel days?  Tournaments outta province or in the States?  Games across the line?? Call me today to get you and your player protected
  • Hockey families - do you have your insurance in place for those travel days? Tournaments outta province or in the States? Games across the line?? Call me today to get you and your player protected
  • 9 1 16 October, 2019