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  • Traveling is a big part of the PHP culture. Our CEO promised "to never become a boring traditional financial services company." Over the last 9 years our team has committed to this philosophy, and the they have traveled to some of the most exciting and breathtaking locations around the world! 🌎 This week on Travel Tuesday we bring back the memories of Greece 🇬🇷 with @erika__tco
  • Traveling is a big part of the PHP culture. Our CEO promised "to never become a boring traditional financial services company." Over the last 9 years our team has committed to this philosophy, and the they have traveled to some of the most exciting and breathtaking locations around the world! 🌎 This week on Travel Tuesday we bring back the memories of Greece 🇬🇷 with @erika__tco
  • 218 2 6 hours ago
  • Help us congratulate Jose and Marlene Gaytan for becoming the 1st Latino Million Dollar Earners of PHP! They have officially joined the millionaire club, a group that makes up less than 1% of the American population and less than .004% of the global population. Last month, team TGA (The Great Awakening) recruited 2,786 new business partners, putting them in position to earn more than $1,000,000 per year. We are proud of the impact this team is making in every community they serve through PHP Agency. In no time, we see their business going from $1M to $2M, $5M, $10M, a year. Enjoy this moment.👏 👏
  • Help us congratulate Jose and Marlene Gaytan for becoming the 1st Latino Million Dollar Earners of PHP! They have officially joined the millionaire club, a group that makes up less than 1% of the American population and less than .004% of the global population. Last month, team TGA (The Great Awakening) recruited 2,786 new business partners, putting them in position to earn more than $1,000,000 per year. We are proud of the impact this team is making in every community they serve through PHP Agency. In no time, we see their business going from $1M to $2M, $5M, $10M, a year. Enjoy this moment.👏 👏
  • 1,391 117 12 September, 2019
  • I had to #share 
I’ve seen BOTH SIDES and “E” is ALWAYS the winner 👌🏼✅ #lifeinsurance
  • I had to #share
    I’ve seen BOTH SIDES and “E” is ALWAYS the winner 👌🏼✅ #lifeinsurance
  • 1,557 11 18 September, 2019
  • 👍🏽❇️😃🏆Constantly striving for greatness and improving everyday to be the greatest example of excellence for my team, family and community. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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By the way! Do you listen to podcasts? I’ve been listening to the @joelosteen, @daveramsey, and @danielalonzo podcasts non stop! Which are your favorites? Any recommendations?
  • 👍🏽❇️😃🏆Constantly striving for greatness and improving everyday to be the greatest example of excellence for my team, family and community. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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    By the way! Do you listen to podcasts? I’ve been listening to the @joelosteen, @daveramsey, and @danielalonzo podcasts non stop! Which are your favorites? Any recommendations?
  • 138 12 22 September, 2019
  • ⛈No Rain, No Rainbows 🌈
  • ⛈No Rain, No Rainbows 🌈
  • 670 24 28 September, 2019
  • The level of accountability, structure, and documentation that I’ve prepared for the next 75 days of my life is LEGENDARY. Thank you @andyfrisella for the #75Hard push. Allow me to reintroduce myself...
  • The level of accountability, structure, and documentation that I’ve prepared for the next 75 days of my life is LEGENDARY. Thank you @andyfrisella for the #75Hard push. Allow me to reintroduce myself...
  • 798 94 9 September, 2019

Latest Instagram Posts

  • Ini bill ayah saya hari itu.. For byass jantung.. Category pnyakit critical illness if u all yg nk ambil protection.. Nie bru bill 1st time warding..blm masok bill follow up outpatient.. So siapa yg nk ambil protection tu just jangan tengok yang murah je..make sure coverage cukup yg diperlu kn.. Tak perlu ambil coverage yg tlampau besar sangat.. Ikut kmampuan.. Skali masok 145k++.. Klo yearly coverage 100k-200k skali masok je da nk habis quota.. And coming year harga medical akan makin naik.. Saya bernasib baik kes ayah saya nie under company insurance.. Even company insurance saya still masih struggling di sebab kn factor duit2 yang nk kena pkai ketika ayah saya dekat ward.. Makan, minyak  brg kerperluan dan sbgai. . Saya cakap nie dri pengalaman saya sendiri..so hope saya dapat membantu lebih ramai lagi dalam bidang nie.. Remark : diskaun just 1. 2k je.. Bill 150k..😅 Zulkarnain bin hassan
Takaful consultant
0172069244
#lifeinsurance
#hibah
#affordablemedicalcard
#healthinsurance
#incomeprotection
#educationplans
#medicaltakafulplan
  • Ini bill ayah saya hari itu.. For byass jantung.. Category pnyakit critical illness if u all yg nk ambil protection.. Nie bru bill 1st time warding..blm masok bill follow up outpatient.. So siapa yg nk ambil protection tu just jangan tengok yang murah je..make sure coverage cukup yg diperlu kn.. Tak perlu ambil coverage yg tlampau besar sangat.. Ikut kmampuan.. Skali masok 145k++.. Klo yearly coverage 100k-200k skali masok je da nk habis quota.. And coming year harga medical akan makin naik.. Saya bernasib baik kes ayah saya nie under company insurance.. Even company insurance saya still masih struggling di sebab kn factor duit2 yang nk kena pkai ketika ayah saya dekat ward.. Makan, minyak brg kerperluan dan sbgai. . Saya cakap nie dri pengalaman saya sendiri..so hope saya dapat membantu lebih ramai lagi dalam bidang nie.. Remark : diskaun just 1. 2k je.. Bill 150k..😅 Zulkarnain bin hassan
    Takaful consultant
    0172069244
    #lifeinsurance
    #hibah
    #affordablemedicalcard
    #healthinsurance
    #incomeprotection
    #educationplans
    #medicaltakafulplan
  • 2 0 19 minutes ago
  • Where art thou swolemate?
  • Where art thou swolemate?
  • 4 1 32 minutes ago
  • Introducing a product of Prulife UK, INSURAVEST.  In case of Sickness, Accident, Disability, or Death of a breadwinner will your family be able to maintain the same lifestyle? 👪🏠🚘✈️🏝️🎓 This is a successful savings program that allows you to prepare for retirement, build an education fund for your kids (future kids too), at the same time have adequate income protection in case SADD events hit you! 😉😊💯✔ By just saving 100php per day or 3,000/month, you get the following benefits:

2.5 M Death benefit for your beneficiaries 
1M Disability benefits 
1M Accidental Death and Disablement Benefit 
1M Critical Illness Coverage 
1000/day Daily Hospital Income Benefit 
Plus waiver of future premiums in case of total and permanent disability

That will give you "Peace of Mind".😍 With this, your family won't have to worry about how they can get through life in times of uncertainties. 💯✔ And because you also love yourself, you'll get a projected retirement fund of 11.94M at age 65.💰💰💰 Imagine you'd have these benefits by starting an #INSURAVEST program.😍😍😍 I'd helped almost a hundred Filipinos since I started to become a full-time financial advisor. Send me a message to book a free financial planning session and make this 2019 a breakthrough year for better financial health. ☺️☺️☺️☺️ #insurance #insuranceagent #lifeinsurance
  • Introducing a product of Prulife UK, INSURAVEST. In case of Sickness, Accident, Disability, or Death of a breadwinner will your family be able to maintain the same lifestyle? 👪🏠🚘✈️🏝️🎓 This is a successful savings program that allows you to prepare for retirement, build an education fund for your kids (future kids too), at the same time have adequate income protection in case SADD events hit you! 😉😊💯✔ By just saving 100php per day or 3,000/month, you get the following benefits:

    2.5 M Death benefit for your beneficiaries
    1M Disability benefits
    1M Accidental Death and Disablement Benefit
    1M Critical Illness Coverage
    1000/day Daily Hospital Income Benefit
    Plus waiver of future premiums in case of total and permanent disability

    That will give you "Peace of Mind".😍 With this, your family won't have to worry about how they can get through life in times of uncertainties. 💯✔ And because you also love yourself, you'll get a projected retirement fund of 11.94M at age 65.💰💰💰 Imagine you'd have these benefits by starting an #INSURAVEST program.😍😍😍 I'd helped almost a hundred Filipinos since I started to become a full-time financial advisor. Send me a message to book a free financial planning session and make this 2019 a breakthrough year for better financial health. ☺️☺️☺️☺️ #insurance #insuranceagent #lifeinsurance
  • 2 0 45 minutes ago
  • 🎶 If this is the song you're singing, we've got good news - it's time to shape up! The Marketplace opens November 1st and it's the one that you need - ooh, ooh, ooooh, Honey! 🎶
  • 🎶 If this is the song you're singing, we've got good news - it's time to shape up! The Marketplace opens November 1st and it's the one that you need - ooh, ooh, ooooh, Honey! 🎶
  • 0 1 1 hour ago
  • Hello everyone! if you need to enroll or renew your coverage for Affordable Care Act this coming 2020, you can use this link below to compare plans and submit your application. And if you need help you are free to contact me at my personal phone number 346-251-2515. Thank you and have a blessed night.

Hola a todos! si necesita inscribirse o renovar su poliza en la Ley de Cuidado de Salud a Bajo Precio en el próximo 2020, Usted puede usar este enlace a continuación para comparar planes, preecios y enviar su solicitud. Y si necesita ayuda, usted puede ponerse en contacto conmigo en mi número de teléfono personal al 346-251-2515. Gracias y que tengan una noche bendecida.

https://www.healthsherpa.com/?_agent_id=julia-aguilar

#obamacare #year2020 #coverage #insuranceadvisor #agent #healthyliving #lovelive #lifeinsurance #openenrollment
  • Hello everyone! if you need to enroll or renew your coverage for Affordable Care Act this coming 2020, you can use this link below to compare plans and submit your application. And if you need help you are free to contact me at my personal phone number 346-251-2515. Thank you and have a blessed night.

    Hola a todos! si necesita inscribirse o renovar su poliza en la Ley de Cuidado de Salud a Bajo Precio en el próximo 2020, Usted puede usar este enlace a continuación para comparar planes, preecios y enviar su solicitud. Y si necesita ayuda, usted puede ponerse en contacto conmigo en mi número de teléfono personal al 346-251-2515. Gracias y que tengan una noche bendecida.

    https://www.healthsherpa.com/?_agent_id=julia-aguilar

    #obamacare #year2020 #coverage #insuranceadvisor #agent #healthyliving #lovelive #lifeinsurance #openenrollment
  • 0 0 1 hour ago
  • Sometimes you feel you have a strong foothold in life and business.

Just Instantly you don’t! 
Be wise and think thoroughly before the next step you take! 
#nextstep #decisions #bewise
  • Sometimes you feel you have a strong foothold in life and business.

    Just Instantly you don’t!
    Be wise and think thoroughly before the next step you take!
    #nextstep #decisions #bewise
  • 6 1 1 hour ago
  • 3 1 1 hour ago
  • 2 1 1 hour ago
  • Medicare Coverage for Dementia & Alzheimer’s

Medicare covers any medically necessary treatment for dementia or Alzheimer’s. These diseases are treated the same as any other diseases.

Patients may receive treatment or care in a hospital setting. In this case, Part A benefits cover the hospitalization stay, in addition to any treatments, or medications while there.
Patients receiving care in an outpatient setting will have coverage under Part B benefits.
Specific services Medicare covers include: • Diagnostic imaging
• Lab work
• Doctor’s office visits
• Home health services
• Physical therapy
• Mental health services
• DME (durable medical equipment)
• Hospice for late stage Alzheimer’s patients
• Annual wellness and health risk assessment
Whether Part A or Part B covers services, the amount is the same. Either part will cover 80% of services/treatments and the beneficiary covers the remaining 20% of costs.
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Medicare Annual Enrollment BEGINS October 15, 2019 and we STARTED CONSULTATIONS October 1.
Hurry!!! Call us to schedule your free Medicare Workshop today! 410-753-4542
410 Main St., Reisterstown MD 21136
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Medicare Coverage for Dementia & Alzheimer’s

    Medicare covers any medically necessary treatment for dementia or Alzheimer’s. These diseases are treated the same as any other diseases.

    Patients may receive treatment or care in a hospital setting. In this case, Part A benefits cover the hospitalization stay, in addition to any treatments, or medications while there.
    Patients receiving care in an outpatient setting will have coverage under Part B benefits.
    Specific services Medicare covers include: • Diagnostic imaging
    • Lab work
    • Doctor’s office visits
    • Home health services
    • Physical therapy
    • Mental health services
    • DME (durable medical equipment)
    • Hospice for late stage Alzheimer’s patients
    • Annual wellness and health risk assessment
    Whether Part A or Part B covers services, the amount is the same. Either part will cover 80% of services/treatments and the beneficiary covers the remaining 20% of costs.
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    Medicare Annual Enrollment BEGINS October 15, 2019 and we STARTED CONSULTATIONS October 1.
    Hurry!!! Call us to schedule your free Medicare Workshop today! 410-753-4542
    410 Main St., Reisterstown MD 21136
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    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 1 hour ago
  • 3 Ways to Prepare for Medicare Annual Enrollment 2019

Preparing for Annual Enrollment can help you take full advantage of this opportunity to make sure that your Medicare plans meet your needs. Here are three things you can do to be ready for this year’s Annual Enrollment Period: • Analyze this year’s health costs
• Do your research
• Set an appointment with an agent

Understanding your health care expenses and coverage levels from this year will help you forecast costs for next year. It will also help you determine if it’s best to stick to your current plan or if another Medicare plan would be better.

It’s also essential to be aware of any changes to current plans for next year. Knowing these changes will also help ensure that you enroll in the coverage you need in 2020.

Working with a good agent can also help you understand your options and make an informed choice. Even working with an agent, do your own research so that you can ask these important questions and get the information you need to make the best choice for your health plan.
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We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
www.ShopHealthCare.info
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 3 Ways to Prepare for Medicare Annual Enrollment 2019

    Preparing for Annual Enrollment can help you take full advantage of this opportunity to make sure that your Medicare plans meet your needs. Here are three things you can do to be ready for this year’s Annual Enrollment Period: • Analyze this year’s health costs
    • Do your research
    • Set an appointment with an agent

    Understanding your health care expenses and coverage levels from this year will help you forecast costs for next year. It will also help you determine if it’s best to stick to your current plan or if another Medicare plan would be better.

    It’s also essential to be aware of any changes to current plans for next year. Knowing these changes will also help ensure that you enroll in the coverage you need in 2020.

    Working with a good agent can also help you understand your options and make an informed choice. Even working with an agent, do your own research so that you can ask these important questions and get the information you need to make the best choice for your health plan.
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    We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
    www.ShopHealthCare.info
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    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • Question: Can I get a Medigap plan if I switch from Medicare Advantage to Original Medicare?

Yes, you have a “guaranteed issue right” to buy a Medigap policy if you cancel your Medicare Advantage plan and switch back to Original Medicare within 12 months of joining Medicare Advantage. The insurance company cannot charge you more money because of pre-existing conditions, and it cannot turn you down.

If you had a Medigap policy before your Medicare Advantage, you can get your old policy back, if it is still offered. If you have not had Medigap coverage before, you can choose any Medigap plan.

You also have guaranteed issue rights if you are switching to Medigap because you are losing your Medicare Advantage coverage.

If you don’t qualify for guaranteed issue rights, you can still apply for a Medigap plan, but the insurance company will take your health into account in deciding whether to issue you a policy and what the monthly premium will be.
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Medicare Annual Enrollment BEGINS October 15, 2019 and we STARTED CONSULTATIONS October 1.
Hurry!!! Call us to schedule your free Rx workup today! 410-753-4542
410 Main St., Reisterstown MD 21136
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Question: Can I get a Medigap plan if I switch from Medicare Advantage to Original Medicare?

    Yes, you have a “guaranteed issue right” to buy a Medigap policy if you cancel your Medicare Advantage plan and switch back to Original Medicare within 12 months of joining Medicare Advantage. The insurance company cannot charge you more money because of pre-existing conditions, and it cannot turn you down.

    If you had a Medigap policy before your Medicare Advantage, you can get your old policy back, if it is still offered. If you have not had Medigap coverage before, you can choose any Medigap plan.

    You also have guaranteed issue rights if you are switching to Medigap because you are losing your Medicare Advantage coverage.

    If you don’t qualify for guaranteed issue rights, you can still apply for a Medigap plan, but the insurance company will take your health into account in deciding whether to issue you a policy and what the monthly premium will be.
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    Medicare Annual Enrollment BEGINS October 15, 2019 and we STARTED CONSULTATIONS October 1.
    Hurry!!! Call us to schedule your free Rx workup today! 410-753-4542
    410 Main St., Reisterstown MD 21136
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    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • Question: Will I pay a penalty if I sign up for prescription drug coverage during the Medicare Annual Enrollment Period?

If you have gone without prescription coverage and want to sign up for it during the AEP, you will pay a late enrollment penalty when you do sign up if:
• You didn’t join a Part D prescription drug plan or a Medicare Advantage plan with prescription coverage when you first became eligible; AND
• You have gone without creditable prescription drug coverage for 63 consecutive days.
The penalty will be added to your monthly premium for as long as you have prescription drug coverage.
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Medicare Annual Enrollment BEGINS October 15, 2019 and we START CONSULTATIONS on October 1 (today).
Hurry!!! Call us to schedule your free Rx workup today! 410-753-4542
410 Main St., Reisterstown MD 21136
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Question: Will I pay a penalty if I sign up for prescription drug coverage during the Medicare Annual Enrollment Period?

    If you have gone without prescription coverage and want to sign up for it during the AEP, you will pay a late enrollment penalty when you do sign up if:
    • You didn’t join a Part D prescription drug plan or a Medicare Advantage plan with prescription coverage when you first became eligible; AND
    • You have gone without creditable prescription drug coverage for 63 consecutive days.
    The penalty will be added to your monthly premium for as long as you have prescription drug coverage.
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    Medicare Annual Enrollment BEGINS October 15, 2019 and we START CONSULTATIONS on October 1 (today).
    Hurry!!! Call us to schedule your free Rx workup today! 410-753-4542
    410 Main St., Reisterstown MD 21136
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    .
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    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • Difference between Original Medicare and Medicare Advantage

Medicare Advantage plans are also called Medicare replacement policies. These policies will be responsible for providing you coverage, instead of Original Medicare.

ORIGINAL MEDICARE

Original Medicare includes Part A, for hospitalization costs, and Part B, for other medical expenses. Expenses such as doctor visits, tests, emergency room visits, and outpatient procedures. Medicare does not cover prescriptions. With Original Medicare, you can see any health care provider you want, as long as they accept Medicare.

Many people supplement their Original Medicare coverage with a Medicare Part D prescription drug plan and a Medicare Supplement. Depending on the plan, Medigap may pay almost all your remaining medical and hospital costs.

MEDICARE ADVANTAGE

Medicare Advantage, also known as Medicare Part C, is alternative Medicare coverage. These plans are sold by private insurance companies instead of the government.

All Medicare Advantage plans must offer at least as much coverage as Original Medicare Parts A and B. Many plans offer additional benefits, such as prescription drug coverage.
But unlike Original Medicare and Medigap, Medicare Advantage operates with provider networks. You may be restricted to a certain network of providers.
Or, you may pay more if you see an “out of network” provider than if you see one who is “in-network.” If you choose Medicare Advantage, you cannot supplement your coverage with a Medigap plan.
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We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Difference between Original Medicare and Medicare Advantage

    Medicare Advantage plans are also called Medicare replacement policies. These policies will be responsible for providing you coverage, instead of Original Medicare.

    ORIGINAL MEDICARE

    Original Medicare includes Part A, for hospitalization costs, and Part B, for other medical expenses. Expenses such as doctor visits, tests, emergency room visits, and outpatient procedures. Medicare does not cover prescriptions. With Original Medicare, you can see any health care provider you want, as long as they accept Medicare.

    Many people supplement their Original Medicare coverage with a Medicare Part D prescription drug plan and a Medicare Supplement. Depending on the plan, Medigap may pay almost all your remaining medical and hospital costs.

    MEDICARE ADVANTAGE

    Medicare Advantage, also known as Medicare Part C, is alternative Medicare coverage. These plans are sold by private insurance companies instead of the government.

    All Medicare Advantage plans must offer at least as much coverage as Original Medicare Parts A and B. Many plans offer additional benefits, such as prescription drug coverage.
    But unlike Original Medicare and Medigap, Medicare Advantage operates with provider networks. You may be restricted to a certain network of providers.
    Or, you may pay more if you see an “out of network” provider than if you see one who is “in-network.” If you choose Medicare Advantage, you cannot supplement your coverage with a Medigap plan.
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    We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
    .
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    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • Changes Allowed During the Medicare Annual Enrollment Period

During the fall Medicare Annual Enrollment Period, you can:
 Switch from Medicare Advantage (Part C) to Original Medicare Parts A and B
 Go from Original Medicare to Medicare Advantage
 Change from one Medicare Advantage plan to another
 Sign up for a Medicare Part D prescription drug plan
 Change from one Part D prescription plan to another
 Cancel your prescription drug coverage

Any changes you make during the Medicare Annual Enrollment Period in 2019 will take effect on January 1, 2020.

Medicare Advantage and Medicare Part D plan benefits change each year.

This means your premiums can increase and your benefits may change.

You’ll receive an Annual Notice of Change in September, this will explain any changes that are going to impact your Medicare Advantage or Part D plans.

If you’re unhappy with the changes, you can change your plan during the Medicare Annual Enrollment Period. .
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Medicare Annual Enrollment BEGINS October 15, 2019 and we can START CONSULTATIONS on October 1.
Call us to schedule your free Rx workup today! 410-753-4542
410 Main St., Reisterstown MD 21136
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Changes Allowed During the Medicare Annual Enrollment Period

    During the fall Medicare Annual Enrollment Period, you can:
     Switch from Medicare Advantage (Part C) to Original Medicare Parts A and B
     Go from Original Medicare to Medicare Advantage
     Change from one Medicare Advantage plan to another
     Sign up for a Medicare Part D prescription drug plan
     Change from one Part D prescription plan to another
     Cancel your prescription drug coverage

    Any changes you make during the Medicare Annual Enrollment Period in 2019 will take effect on January 1, 2020.

    Medicare Advantage and Medicare Part D plan benefits change each year.

    This means your premiums can increase and your benefits may change.

    You’ll receive an Annual Notice of Change in September, this will explain any changes that are going to impact your Medicare Advantage or Part D plans.

    If you’re unhappy with the changes, you can change your plan during the Medicare Annual Enrollment Period. .
    .
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    Medicare Annual Enrollment BEGINS October 15, 2019 and we can START CONSULTATIONS on October 1.
    Call us to schedule your free Rx workup today! 410-753-4542
    410 Main St., Reisterstown MD 21136
    .
    .
    .
    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • Aprenda a ver seu seguro como um investimento inteligente. Todas as perguntas podem ser esclarecidas entrando em contato comigo
  • Aprenda a ver seu seguro como um investimento inteligente. Todas as perguntas podem ser esclarecidas entrando em contato comigo
  • 2 1 2 hours ago
  • Aprenda a ver seu seguro como um investimento inteligente. Todas as perguntas podem ser esclarecidas entrando em contato comigo
  • Aprenda a ver seu seguro como um investimento inteligente. Todas as perguntas podem ser esclarecidas entrando em contato comigo
  • 2 1 2 hours ago
  • Top 3 Medicare Supplement Plans for 2020

The top Medigap Plans for you depends on if you’re “newly eligible” or “non-newly eligible” as of 2020.

The term “Medigap” is used to describe a Medicare Supplement policy.

A Medigap plan helps cover copays, coinsurance, deductibles as well as extended hospital visits.

The top plans for you will depend on when you were first considered “Medicare-eligible.” For those new to Medicare in 2020 that were not eligible to enroll until after 1/1/2020, the top plans for you are Plan D, Plan G, and high-deductible Plan G.

For those who were considered “Medicare eligible” prior to 1/1/2020, the top plans for you are Plan C, Plan N, & Plan F. .
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We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
www.ShopHealthCare.info
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • Top 3 Medicare Supplement Plans for 2020

    The top Medigap Plans for you depends on if you’re “newly eligible” or “non-newly eligible” as of 2020.

    The term “Medigap” is used to describe a Medicare Supplement policy.

    A Medigap plan helps cover copays, coinsurance, deductibles as well as extended hospital visits.

    The top plans for you will depend on when you were first considered “Medicare-eligible.” For those new to Medicare in 2020 that were not eligible to enroll until after 1/1/2020, the top plans for you are Plan D, Plan G, and high-deductible Plan G.

    For those who were considered “Medicare eligible” prior to 1/1/2020, the top plans for you are Plan C, Plan N, & Plan F. .
    .
    .
    .
    We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
    www.ShopHealthCare.info
    .
    .
    .
    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago
  • When Are Medicare Enrollment Periods?

There are several times when you can enroll in Medicare, and each of those times has certain rules around applying and when your coverage will begin. Understanding when you can enroll and the best time to do so is an integral part of getting your Medicare.

The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time:
• The 3 months before your 65th birthday,
• The month of your birthday, and
• The 3 months after your birthday.

Your coverage will start no sooner than your birthday month.

Example: If your birthday is in July, your Initial Enrollment Period begins April 1 and ends October 31.

If you miss this period, you will have a chance again later on. But if you wait, you may have to pay more. You also could be without health coverage.

We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
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#insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • When Are Medicare Enrollment Periods?

    There are several times when you can enroll in Medicare, and each of those times has certain rules around applying and when your coverage will begin. Understanding when you can enroll and the best time to do so is an integral part of getting your Medicare.

    The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time:
    • The 3 months before your 65th birthday,
    • The month of your birthday, and
    • The 3 months after your birthday.

    Your coverage will start no sooner than your birthday month.

    Example: If your birthday is in July, your Initial Enrollment Period begins April 1 and ends October 31.

    If you miss this period, you will have a chance again later on. But if you wait, you may have to pay more. You also could be without health coverage.

    We at Shop Health Care, are your Medicare Problem Solvers. Contact us today @ (410) 753-4079 to get the answers you are looking for.
    .
    .
    .
    #insurancebrokermaryland #insurancebroker #insurance #medicare #MedicareAdvantagePlans #medicaresupplementplans #PartDDrugCoverage #criticalillnessinsurance #dentalinsurance #lifeinsurance #finalexpenseinsurance
  • 1 0 2 hours ago