The sad truth is you are more likely to lose your home due to a layoff than a fire. Homeowner insurance will cover the fire but not if you aren't able to pay bills from a illness that causes you to lose a job. Disability insurance is a separate policy that can help protect your income when you become temporarily or permanently disabled.⠀ #disabilityinsurance#insurance
206814 March, 2019
If you work, have people relying on your paycheck, and aren’t financially able to go years, or even just months, without a paycheck, you likely need disability insurance. While most people see the clear benefits of health insurance or life insurance, disability insurance is often overlooked.⠀
If you aren't sure where to start, Long-Term Disability Insurance (LTD) should be the first thing you look into.
Remember “Please Excuse My Dear Aunt Sally” in order to build a Financial Plan that can...
Withstand the test of time ⏰
Be ready for curveballs life can throw at us ⚾️ Accomplish your real estate goals 🏡
Provide security for your family 👨👩👧👦
Allow you to enjoy our hobbies 🏂
and yes even #Travel more! ✈️ 🌎
And continue building and growing 📈🙌
What does that mean?
- Don’t rush into maxing out your 401(k)
- Don’t rush into overpaying low interest rate Student Loans or Mortgages
- Start with Protecting your income, your assets, and your loved ones against things that, in theory, could go wrong TOMORROW.
- Build proper short term liquidity in the event of emergencies
- Manage your cash flow with proper bank account organization, transfers, and payments.
We at @90daymoneypro provide the step-by-step guidance on how YOU, with your existing financial situation as you are, can take action to optimize your finances and live with more freedom, independence, and security!
181291 June, 2018
It feels like only yesterday that I was a young entrepreneur that came to an unfamiliar town and took a leap of faith to start a business. I could list a thousand lessons learned, mistakes made and triumphs achieved. There is one discovery that I learned early on that goes above all that and supersedes everything that I do and transformed the way I run this little ship. It is the importance of deeply caring about our clients and what best suits their needs. Most people know me as the “Local Insurance Lady” however, it is truly much more than that...an opportunity to get people to a better state in life. Today, we celebrate never giving up and listening to that little voice in our hearts telling us to push forward-your intuition, your gut! Today, I celebrate all of you who have supported me in my journey. Thank you to my current and past team for helping me deliver the promise of our remarkable service to our clients. I could not have done it without you! Thank you to the King community that has been supportive from the start. It didn’t take much to turn this city girl into a country girl. To our clients, thank you for the loyalty and trust you have placed in us. I have been truly blessed to be a part of your life celebrations. Your friendships, referrals and repeat business has been instrumental to our success. I would be remiss not to mention my family and friends. From the depth of all of me, your ongoing encouragement, love and support, I will be endlessly grateful for. So, please raise a virtual glass in celebrating 13 years and counting!🎉🥂🍾 ✅ #annaraeli#desjardins#kingcity#insuranceinkingcity#businessanniversary#entrepreneur#womeninbusiness#leapoffaith#insurancelady#autoinsurance#homeinsurance#businessinsurance#lifeinsurance#disabilityinsurance#criticalillnessinsurance#resp#rrsp#tfsa#vehicleloan#localagent#valueofanagent
1273330 September, 2019
Since I stopped almost 2 years ago playing pro ball and went into corporate world I started as an Customer Services Rep at a pharmaceutical company to now getting my insurance licences to become a Allstate Agent. (Life doesn't stop as you can see) If you need free quotes for auto, home, renters, and life insurance talk to me!!!! ⚠️ ALL STATE INSURANCE ⚠️
"Consider buying a policy if you don’t have any or enough disability coverage at work or are self-employed. Employer-sponsored disability insurance usually pays only a portion of your base salary, up to a cap. It’s a good idea to supplement that coverage if your salary far exceeds the cap or you depend on bonuses or commissions.
An insurer will consider other sources of disability insurance to determine how much coverage you can buy.
⚠️It’s official ✅
🎉Brittany Agius Insurance & Investments INC 🎉
From Insurance/Financial Advisor to Agency Owner! After several years of hard work, dedication, continuing education & commitment to the dream – I was able to grow into the vision I had for myself with The Co-operators. That vision meant being a trusted and valued resource for my clients & building strong relationships with them. That vision included leading by example for my staff, taking the time to help/assist educate them & ultimately building a strong foundation/core in my agency team. We strive everyday to make a lasting impression with our clients & support them for all of their needs.
A huge thank you goes out to all my family & friends that have supported me along the way. To the people that understood the several sacrifices I had to make - from early mornings, long days, long drives, moving 4 hours to south western Ontario... To those who cheered me on as I studied for yet another credential and license, after already doing 4 years of university prior. To the friends that made time to even grab a bite to eat when I was travelling out of town for work. To those that trusted me with their own needs & then sent me referrals for their own family & friends. To my staff that are reliable, educated & the kindest souls out there. The dedication & true positive energy they bring to my office every single day! Most importantly, I cannot thank my clients enough because I would not even have this opportunity without all of them!
Some people think they don't need disability insurance because they don't work in a dangerous profession. Not true! Illnesses, not accidents cause most disabilities, that's why there's disability insurance. If you are sick or injured and couldn't work it would replace a portion of your paycheck. Think of it as 'insurance for your paycheck'. Learn more, contact us today: http://wfsadvisory.ca/
WATCH THE VIDEO --------->>> https://youtu.be/28yXBc1_J_w
A stroke can impact your ability to communicate, use of your arms or legs, and impact your vision....If you have suffered a stroke that results in long-term or permanent impairments that make working no longer possible, you may be eligible to receive long term disability benefits.
If your insurance company has denied your application, your benefits or have stopped paying you call us today at 905-333-8888. ✅ We are disability lawyers that serve claimants Province wide in all stages of disability benefits.
I will miss my late night meetings with this beautiful family. Our conversations consisted of parent life, lack of sleep, and a little bit of Life Insurance. Thank you Michael And Laurie Kuhn for allowing me to get creative with your policies and protect your family! #GEtinsured
14118 hours ago
Una storia toccante, cruda e che scuote gli animi quella di @valentinachiefa_
Non abbiate paura di chiedere aiuto, non abbiate vergogna nel farlo. Potrete leggere la sua storia su @lifefactorymag vi lascio il link qui sotto e negli album in evidenza lo swipe up con tutte le storie di esperienza di vita
About 50% of workers like their jobs, and 10% would continue doing the same job even if they had enough money to never work again.
However, most workers do not have solid plans for sustaining income if they suffered a severe injury or disability. In 2018, more than 1.5 million American workers suffered illnesses or injuries that resulted in long-term absences from work, meaning they were unable to earn a paycheck.
How would you survive if this happened to you? Contact us today for all of your options. DrissInsurance.com
This week is Bone and Joint Action Week. It isn’t surprising that more than half the American population over the age of 18 are affected by bone and join conditions so it makes sense that the most common disability insurance policy exclusion we see, relate to the musculoskeletal system – spine, neck and back. Sadly, these exclusions could have been avoided had the client purchased their disability policy prior to the start of their issues. Ironically, the theme for world arthritis day (10/12) is “Don’t delay, Connect today.” Today you might be able to secure a policy without a musculoskeletal condition exclusion but, that may not be the case in the future. Don’t delay, connect today. 1-844-700-GEEK #DIGEEK#disabilityinsurance#dontdelayconnecttoday#musculoskeletal#boneandjointactionweek
Injury/Illness can hamper your ability to work directly impacting your income.
Disability Insurance takes care Your Monthly Bills
Mortage expenses and other utilities when you are not able to work
This means the policy cannot be canceled by the insurance company, except for nonpayment of premiums. This gives you the right to renew the policy every year without an increase in the premium or a reduction in benefits.
Mission accomplished! There is LOTS of change afoot at AUI - and change really is a BEAUTIFUL thing! Contact us today and see how we can help you change the face of your insurance for the better.
Putting away just 2% of your income per year into Disability or Critical illness will make a world of difference for you and your family.
Take your current income and multiply it by 2% and that's how much you should start with to protect your income.
You never know when you will need it. You are more likely to be disable or critically ill than to die.
Time to protect your income!