From 1941 to 2006, there were separate public and private systems of short-term health insurance. The public insurance system was implemented by non-profit health funds, and financed by premiums taken directly out of the wages (together with income taxes). Everyone earning less than a certain threshold qualified for the public insurance system. However, anyone with income over that threshold was obliged to have private insurance instead.
More than 50 percent of businesses in the U.S. are based out of the owner’s home. If you own or are starting a home-based business, you’re in good company. But do you have insurance for the business? Roughly 60 percent of home-based businesses lack sufficient business insurance.
Many people who work out of their homes may simply have given little or no thought to insurance as they ramp up the business. Others may assume their home insurance covers anything that happens in their homes, be it business or personal.
In fact, many homeowner policies do not fully insure your business needs. Many people whose homeowner policies cover accidents on their premises are surprised to learn that an accident suffered by someone visiting for business purposes would not be covered by their existing insurance. An insurance company may well refuse the claim if the person was in your residence for business purposes only.
Now that you’ve considered what you have to insure, explore the types of policies available to business owners:
1. Riders to Homeowner Policies - While relying solely on homeowner policies is not the best idea, solopreneurs may find their needs sufficiently covered with a rider to a homeowner policy.
2. In-Home Business Policy - An in-home business policy will cover a number of potential losses up to $10,000.
3. Business Owners’ Insurance - Business owners’ policies should be strongly considered by businesses who need more than $10,000 of coverage. They cover everything from damage or loss of business equipment to liability for injuries. Some policies will insure up to three employees.
If you have specific questions on any of these, please give us a call and we’re more than happy to assist you. #insuranceeducation#insurancefacts#commercialpropertyowners#liabilityinsurance#protectyourbusiness#keystarinsurance#insuranceagency#smallbusinesslife#entrepreneurlife#insurancebabe#realestate#commercialinsurance#broker@keystarinsurance
47323 January, 2019
To mark @kbisinsurance's tenth anniversary of sponsoring the Senior British Novice Championship, we are sharing #InsuranceFacts each month! For more information, click on the following link http://bit.ly/Sports-Horse-Insurance and if you're a British Showjumping member, KBIS offer you 10% off competition and sport horse policies - you can find the promo code in the back of your British Showjumping magazine. #KBIS#SeniorBritishNovice#Sponsor#ThankYou
Life insurance is an investment that can provide financial protection for your family. Here are some of the factors affecting your life insurance premium. Like and share this useful infopic! #EtiqaInsuranceFacts#InsuranceFacts and check out your options http://etiqa.com.my/en/life-and-family
41229 June, 2018
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Staci’s back from Spain! It felt like she was gone forever! Can you tell we’re happy she’s home!? 👯♀️ #SeparationAnxiety
In line with the Japanese Grand Prix which took place this morning, here is a fun F1 insurance fact for you ... #DidYouKnow former Formula One driver Fernando Alonso had his thumbs insured for a staggering £9 million as part of package arranged by one of Ferrari's primary sponsors?
We definitely give this insurance fact a big thumbs up! 👍😂
1113 October, 2019
Not all insurance companies handle dental malpractice litigation similarly. ✔️ Your insurance company should demonstrate understanding of state laws and dental standards of practice to put up a good defense in case you are faced with a claim.
Do your research wisely! Allow us to help you find the best company. Tap the link in our bio.
In 1996 after finding a heart condition just 3 years after high school, Matt LaChappa’s Major League dreams would forever be put on hold.
23 years later, Matt LaChappa is still a Padre.💙 •
2008 October, 2019
We've heard of the lengths celebrities will take to insure their iconic body parts. However, you may not know that this phenomenon dates as far back as 1920! Silent movie star Ben Turpin began this trend when he bought a $25,000 insurance policy in case his signature crossed eyes ever uncrossed. #InsuranceFacts
#DidYouKnow that Tom Jones (who once sung a song called 'It's Not Unusal') was once reported to insure a very 'unusual' body part, when he was said to have insured his chest hair for a whopping $7 million!
What is your favourite Tom Jones song? 🎤
216 October, 2019
Be aware! an employee injury will definitely not be covered. If your business has employees make sure you have a workers comp policy to make sure your property protected.
It never hurts to be prepared! The experts at InsureU can help answer any life insurance questions you may have and ultimately set your children up for success.
413 October, 2019
Think like a burglar!🤔When do they strike? ⚠️⏰💰Contrary to popular belief, most burglaries do not occur at night at all. Instead, 65% of burglaries occur between 6am and 6pm. Most burglars do not want to risk encountering someone so they will try your home or your vehicle 🚗 when you're most likely to be at work.
The most common hours for a burglary to occur are between 10am-3pm.
Are you covered? 🏡
Starting a new business can be a scary step into the unknown. You can rest easy knowing that we will take care of your commercial insurance needs, including: ✔ Workers Compensation
✔ Business Property
✔ General Liability
✔ Business Auto
#DidYouKnow in the USA, Starbucks spends more on health insurance for their employees than they spend on coffee beans?
Our Intervention Manager, Astrid, and our Senior Civil Engineer, Steve, celebrated in style this morning with a lovely cup of coffee to help kick-start their day!
011 October, 2019
#DidYouKnow , at the height of his career, England footballing legend David Beckham was reported to insure his legs for a staggering $151 million?
I'm sure there are many Football fans out there who would agree that based on some of the goals Beckham scored, his legs were worth every penny! ⚽
What are some of your most memorable Beckham moments over the years?
1129 September, 2019
What are you waiting for? Contact an Americo representative today and you could have life insurance coverage in less than 15 minutes. #InsuranceFacts#FactFriday
Get a quick quote for Life Insurance with "Living Benefits". Tailored to your family needs and to your budget.
More information about Living Benefits:
Hugo D. Cordero Echezuria
Life Financial Risk Mitigation - Insurance Broker
Florida State Licensed Agent Life and Annuities
Secure Life Financial Appointed Agent with National Life Group, American National, Ameritas, Assurity Americo, Aflac and AIG
786-320-4152 / 786-505-4106
According to information from the Environmental Protection Agency, burning leaves produces dangerous and cancer-causing chemicals. For this reason, homeowners should avoid disposing of leaves this way. If you decide to burn leaves, wear a protective mask. Burning leaves should only be attempted far away from a house or other structures on a homeowner's property. Always check the weather forecast before starting to burn leaves. This activity should not be attempted in windy conditions. #ThinkSafe
Hmmm. 🍕or Insurance? 🤷♀️So, you’ve done the math 👨💻, and you’re convinced that tenant/ renters insurance sounds like a good idea — in theory. But how much does it cost?
If you’re still wondering whether tenant insurance is worth its price tag, take a moment and walk through your apartment and consider each item you’d need to replace if it were taken from you. 🤦♀️
Your stuff might be worth more than you’d think. More than a Large Pizza 🍕 a month… or 4 Pumpkin spice lattes from @starbucks.
We Protect your precious assets that you’ve worked so hard for. 🖐🏻Would you like to know more about tenant / renters insurance and what it could do for you?
Call us at 🍊 GO INSURANCE to learn about your options. 📲780-448-2298
We look forward to hearing from you. 👍And we’re always happy to help 😃
We know how daunting it can be to find the right insurance coverage at an affordable price. That's why we comb through multiple companies and options to make sure we always find you the best possible policy! No high-pressure sales, just relationships. That's what we're all about.
The @nauticamalibutri goes far beyond a 3 sport race for me, it’s pushing my body to its limit in more ways than one, its that first dive under a wave where the water rushes across your face after a long day of work in preparation for the upcoming race, it’s the quality time spent with my brother, boyfriend, friends as we wiggle out of our wetsuits and laugh at eachothers goggle prints, it’s the knowing that if my participation helps even one child battling cancer that it was worth the blisters and sweat, it’s the feeling when you cross the finish line and realize what your body is truly capable of, it’s the camaraderie between all the competitors as we shoot smiles to eachother throughout the race knowing everyone had their own journey that brought them right here right now. I urge you, sign up for that 5k, that competition, that fundraiser, that adult league, that workout class, that triathlon, whatever you’ve been thinking, whatever your hearts been pulling you to do, JUST DO IT, the feeling of accomplishment will over ride and doubt you feel now! The runners high is clearly still going strong! Huge thank you to @nauticamalibutri for putting on such an amazing event and that we look forward to every single year! 🏊♀️ 🚲 🏃🏼♀️ #SwimBikeRun#nauticamalibutri#malibutriathlon
39419 September, 2019
As #Autumn quickly approaches and the weather starts cooling down, we find ourselves spending more time indoors. Lighting a candle is a great way to set the mood for a room and give off an inviting aroma. However, they are definitely fire hazards. The National Candle Association reports that almost 10,000 home fires per year start with faulty candle use. Practicing safe candle usage can make such a tragedy completely avoidable!
The idea for the fist ever #GPS Navigation System was born in an #MIT lab, but wasn’t patented there because it was believed insurance companies wouldn’t ever let people drive with a device navigating them. Funny just how much times have changed!
Some heartbreaks truly seem impossible to overcome, apparently even in regards to your favorite sports team. During the 2014 #WorldCup Chinese insurer 'An Cheng' offered “heartbreak” insurance for fans whose teams exited the tournament early. Policies were available for the fans of #Brazil , #Argentina , #Germany , the #Netherlands , #Spain and #Portugal ...talk about devoted fans.
𝙼𝚞𝚕𝚝𝚒-𝚝𝚊𝚕𝚎𝚗𝚝𝚎𝚍: [𝙰𝚍𝚓𝚎𝚌𝚝𝚒𝚟𝚎] 𝙷𝚊𝚟𝚒𝚗𝚐 𝚖𝚘𝚛𝚎 𝚝𝚑𝚊𝚗 𝚘𝚗𝚎 𝚜𝚙𝚎𝚌𝚒𝚊𝚕 𝚝𝚊𝚕𝚎𝚗𝚝 𝚘𝚛 𝚜𝚔𝚒𝚕𝚕
The ring leader of this circus 🎪 over here is revving up to do the @nauticamalibutri 🏊♀️ 🚲 🏃🏼♀️ this weekend and add another medal to her collection! 🥇 Did we mention she also owns her own business, volunteers for @specialolympics , and is a Mother and Nana- TALK ABOUT MULTI-TALENTED! #malibutriathlon
Huge shout out to @mixtiles for allowing us to customize our work place and make sure we have a daily reminder of why we work so hard
Always remember to keep us in mind for all of your insurance needs 🤓
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🌮 Taco Insurance is a thing! 🌮 When the Mir Space Station was intended to crash somewhere in the South Pacific Ocean in 2001, fast food chain Taco Bell promised to provide everyone in America with a free taco if it hit a certain designated perimeter... It didn’t, but if it had, they’d have been down almost $280 million - so they purchased a taco insurance policy to cover the risk!
Did you know? Silent movie star, Ben Turpin, started the trend of insuring body parts in 1920 when he bought a $25,000 policy in case his signature eyes ever un-crossed!* *https://brownandjoseph.com/blog/13-interesting-insurance-facts/
Riverside, Ca. ~ We can write insurance for the whole state. We also don’t have an “out of territory” fee. We can write a policy anywhere in the state and you will get the same great service every time. Happy to help a client insure this home in @riverside along with her other homes throughout the state. I even saved her $$ for more coverage as she was underinsured. If your Cov A amount is below $300 a sq/ft you are underinsured. You should be between $400-$500 sq/ft(min.)really. The people who lost their home in the fires the past few years and had less than $350/sq ft are the ones still without a home.
Meet InsureU co-founder Neil Shelton: "I had many insurance providers over the years, but not one ever took the time to actually teach me about what I was paying for. When I decided to start insureU Colorado it was with one thing in mind…YOU!" https://www.insureucolorado.com/
Insurance is actually thousands of years old! It may be hard to imagine insurance salespeople and insurance forms and all that existing hundreds of years ago, but that doesn't mean insurance didn't exist. Indeed, the first appearance of insurance in history reportedly happened in China, around 3000 B.C. Merchants who relied on ship transport of goods were at risk of losing merchandise in shipwrecks. So some banded together and distributed their goods across a number of ships, so that one shipwreck would hurt each of them a bit but wouldn't deliver a total loss to anyone. Modern insurance works in much the same way, with money being collected and pooled by insurers, ready to be paid out in claims. #InsuranceFacts
10126 August, 2019
Did You Know?
62% of bankruptcies in the USA are due to medical bills. #insurancefacts
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